AREA MANAGER at NEAT MICROCREDIT

JOB VACANCY – AREA MANAGER | NEAT MICROCREDIT

NEAT Microcredit, one of Nigeria’s fastest-growing ethical microfinance institutions, is recruiting experienced professionals for the role of Area Manager across multiple locations.

Job Overview

• Position: Area Manager
• Locations: Kwara, Abuja, Kaduna, Kano
• Employment Type: Full-Time

About the Company

NEAT Microcredit is committed to expanding financial inclusion by providing responsible, technology-driven financial services to underserved entrepreneurs and small businesses across Nigeria.

With a rapidly growing branch network and strong digital focus, the organization promotes a culture of performance, integrity, innovation, and customer impact.

Job Summary

The Area Manager is responsible for overseeing the performance, growth, and profitability of multiple branches within an assigned region.

This role requires a strong leader with deep expertise in microfinance operations, retail lending, portfolio management, and team leadership, capable of driving aggressive growth while maintaining excellent portfolio quality and compliance.

Key Responsibilities

Business Growth

• Drive loan disbursement, customer acquisition, and portfolio expansion
• Promote digital adoption and achieve regional growth targets

Portfolio & Risk Management

• Ensure high-quality loan portfolios through effective risk management
• Oversee collections, recovery, and compliance with lending policies

Leadership & People Development

• Lead, coach, and develop Branch Managers and teams
• Build high-performing and results-driven teams

Operations & Compliance

• Ensure operational excellence and regulatory compliance
• Strengthen internal controls and branch performance

Customer & Stakeholder Management

• Enhance customer experience and retention
• Build strong relationships with key stakeholders

Requirements

• Bachelor’s Degree or HND in any discipline
• Minimum of 5 years experience in sales, with at least 3 years in a leadership role
• Experience supervising multiple branches (preferably in microfinance)
• Strong knowledge of:
  • Retail & Microfinance Lending
  • Credit Risk Management
  • Portfolio Management
  • Collections & Recovery
  • Branch Operations & Compliance

Key Skills

• Leadership and team management
• Analytical and problem-solving skills
• Communication and negotiation skills
• Stakeholder management
• Proficiency in Microsoft Excel and core banking applications

Preferred Profile

• Experience in reputable microfinance institutions in Nigeria
• Proven ability to:
  • Manage portfolios of ₦500 million+
  • Maintain Portfolio at Risk (PAR) < 5%
  • Exceed business and recovery targets
  • Build and lead high-performing teams

Key Performance Indicators (KPIs)

• Portfolio growth and quality
• Active borrower growth
• Collection efficiency
• Branch profitability
• Customer retention
• Staff productivity
• Regulatory compliance

Why Join NEAT Microcredit?

• Be part of a mission-driven organization promoting financial inclusion
• Opportunity to lead and scale impactful operations
• Work in a fast-growing, innovation-driven environment
• Contribute to building sustainable communities through ethical finance

How to Apply

Interested and qualified candidates should send their:

• CV
• Cover Letter

📧 Email: lama.p@neatmicrocredit.com.ng
📌 Subject: Application – Area Manager

Equal Opportunity Statement

NEAT Microcredit is an equal opportunity employer. Applications from qualified women and experienced professionals across Nigeria are strongly encouraged.